Personal finance is the management of an individual's financial resources. It involves making informed decisions about budgeting, saving, investing, and managing debt to achieve financial goals and security. Social Media Another critical aspect of addressing climate change is adaptation. As the planet continues to warm, we will need to adapt to the changing climate and protect vulnerable communities and ecosystems. This may involve building sea walls to protect against rising sea levels, developing drought-resistant crops, and creating new policies to support climate refugees.